What makes Aspen different?
Monthly Payment Plans .
The Monthly Payment Plan is a private education loan with a 0% fixed rate of interest (0% APR) and no down payment. Each month you’ll make one payment of $325, $415 or $450 (depending on your program) until your program is paid for.
Monthly Payment Plan
Aspen University Monthly Payment Plan is designed so students can build the cost of their degree into their monthly budget.
* The Bachelor of Science in Nursing (Pre-Licensure) program is not eligible for the Monthly Payment Plan.
Installment Payment Plan
The Installment Plan allows students to pay their course’s tuition in three equal installments.
| Associate’s Degrees | $750/ course | $250 / installment |
| Bachelor’s Degrees | $750/ course | $250 / installment |
| RN to BSN Program | $1,185 / course | $395/ installment |
| Masters Degrees | $1,290 / course | $430 / installment |
| Doctoral Degrees – Non-Nursing | $1,785 / course | $595 / installment |
| Doctor of Nursing Practice | $2,220 / course | $740 / installment |
Financial Aid
Aspen University is currently approved by the U.S. Department of Education to offer federal student aid for all of our degree programs except the Master of Public Health program and the Education Specialist degree programs.
Aspen University offers federal grants and loan programs funded by the U.S. Department of Education. Grants are gifts of money that do not have to be repaid, provided they are used to complete the student’s education. Loans are borrowed money, which must be repaid with interest.
Other sources of financial assistance are often available, including veteran education benefits or employer sponsorships. Students should research all possible sources of financial assistance.
The amount and type of financial aid that a student may receive are determined through federal and state guidelines. The typical financial aid award will be a combination of grants and/or loans, depending on eligibility. Federal Student Assistance Title IV funds are available only to students who qualify.
FEDERAL SCHOOL CODE
NET PRICE CALCULATOR
Use this calculator to see an early estimate of the costs to attend Aspen University for one year. This calculator is intended to provide general guidance in planning your educational financing and is not an application for financial aid. The results are an estimate based on 2021-2022 Aspen University costs and do not guarantee actual cost or your potential financial aid award.
Federal Pell Grant
Pell Grants are federally funded, need-based grants for college students that do not need to be repaid as long as the student was and remains eligible for the grant. Federal Pell Grants are usually awarded only to undergraduate students who display exceptional financial need and have not earned a bachelor’s, graduate, or professional degree. The amount of grants available will depend on the student’s Expected Family Contribution (EFC) and cost of attendance.
The 2023-2024 award year maximum Pell Grant scheduled award amount is $7,395 and the minimum is $767 (assuming full-time enrollment). The Pell Grant eligible Expected Family Contribution (EFC) range is $0 to $6656.
Federal Direct Loan Program
Aspen University students are eligible to apply for Title IV federal student loan programs. Direct Federal loans are offered by the U.S. Department of Education to help students pay for college. These loans are available to both undergraduate and graduate students. The University currently offers Federal Direct Subsidized, Federal Direct Unsubsidized, and Federal Direct Parent/Graduate PLUS loans through the William D. Ford Direct Loan program and the U.S. Department of Education.
Federal Direct Subsidized Loans
Federal Direct Subsidized Loans are loans made to eligible undergraduate students who demonstrate financial need. The eligible amount cannot exceed the student’s financial need. The U.S. Department of Education pays the interest on a Direct Subsidized Loan under the following circumstances:
- While the student is enrolled at least half-time,
- For the first six months after the student leaves school (referred to as a grace period), and
During a period of deferment (a postponement of loan payments).
Federal Direct Unsubsidized Loans
Federal Direct Unsubsidized Loansare loans made to eligible undergraduate, graduate, and professional students, but eligibility is not based on financial need. The U.S. Department of Education defers repayment of the loan principal while the student is enrolled at least half-time and for the first six months after the student leaves school. The student is responsible for paying the interest on the outstanding principal during all periods, including times of approved deferred principal payments.
Federal Direct PLUS Loans
Federal Direct PLUS Loans are loans made to graduate or professional students and parents of dependent undergraduate students to help pay for education expenses not covered by other financial aid. Eligibility is not based on financial need, but a credit check is required. Borrowers who have an adverse credit history must meet additional requirements to qualify.
Origination Fees
There may be an origination fee charged as an expense of borrowing one of these loans. The loan fee is a percentage of the amount of each loan the borrower receives, and is subtracted proportionately from each loan disbursement. This must be repaid. The loan interest rate is fixed and set on July 1st of each year.
Your financial aid award accounts for cost of living (room and board, transportation, miscellaneous/personal expenses) while enrolled in a degree program at Aspen University. Cost of living varies by learner and is calculated using the national average student expenditures. These are not among the program costs incurred through Aspen.
Estimated Yearly Cost of Living (Independent student):
- Housing and Meals: $10,696
- Transportation: $3,496
- Miscellaneous/personal expenses: $6,376
Standard Payment
Standard Payment students use a credit or debit card to pay their tuition and fees prior to enrolling in their course.
Employer Assistance
Tuition Deferment, Assistance and Discounts
Students who are employed by an organization that is in an established direct billing contract with Aspen University may be able defer the payment of tuition and fee charges that the employer has contracted to pay to the University. Students should contact their employer to determine if they are eligible for this benefit. Eligible students are responsible for paying any tuition and fee charges that are not covered by their employer benefit.
In addition, Aspen University maintains employee tuition discount partnerships with a large and growing number of organizations. Aspen University also extends this tuition discount to all VA Health Care System employees. To determine whether or not you qualify and to assure you receive your employee tuition discount, tell your advisor where you work and ask them to check for you prior to enrolling.
Military
Students who have served, or are currently serving in the United States Military and their legal spouses are eligible to receive a Military Affiliation Discount from Aspen University.
Tuition Rates After Active/Reserve Tuition Assistance Military Discount
- Associate & Bachelor’s degrees excluding BSN (Pre-Licensure): $600 per course
- Master’s Degree: $750 per course
- Doctoral Degree: $1,605 per course (Not TA eligible)
- DNP courses: $665 per credit (Not TA eligible)
Tuition Rates After All Other Military Discounts
- Associate & Bachelor’s Degrees excluding BSN (Pre-Licensure) and RN-BSN: $675 per
course
- RN-BSN: $1,065 per course
- Master’s Degree: $1,170 per course
- Doctoral Degree: $1,605 per course
- DNP courses: $665 per credit
- BSN (Pre-Licensure): 10% off per course
Fees Waived for Active/Reserve Tuition Assistance Military Only
- Undergraduate Technology Fee (BSN Pre-Licensure excluded): $90 per course
- Nursing Undergraduate/Graduate Technology: $75 per course
- Graduate Technology (non-Nursing): $150 per Course
- Doctoral Technology (non-Nursing): $75 per course (Not TA eligible)
- DNP Technology: $175 per course (Not TA eligible)
- Graduation Fee (BSN Pre-Licensure Excluded): $150
Who Qualifies
- United States Military Active Duty
o Active Duty
o Reserve and National Guard
o Veterans
o Legal spouses
Military Affiliation Discount
The student must supply one of the following documents to apply for the Military Affiliation Discount.
- Leave and Earnings Statement; must be dated within 90 days of document submission
- DD-214 (Discharge of Duties); must have general discharge or higher
- VA Letter Certifying Military Service /Benefits Summary Letter; must have general discharge or higher
- Honorable Discharge Certificate
- NGB Form 22 (National Guard Report of Separation and Record of Service); must have general discharge or higher
Spouses
The student must supply their Marriage License or Marriage Certificate and one of the spouse’s military documents listed below.
- Leave and Earnings Statement; must be dated within 90 days of document submission
- DD-214 (Discharge of Duties); must have general discharge or higher
- VA Letter Certifying Military Service/Benefits Summary Letter; must have general discharge or higher
- Honorable Discharge Certificate
- NGB Form 22 (National Guard Report of Separation and Record of Service); must have general discharge or higher
- DEERs record
Military Payment Options
Veterans Affairs and GI Bill® Educational Benefits
GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). Aspen University is approved by the Arizona State Approving Agency for Veterans Benefits. Please contact the Veterans Benefits Administration for more information.
Utilizing Educational Benefits from Veteran Affairs
Students will be asked to supply one or more of the following documents to process their Veteran educational benefits:
- Tuition Assistance Voucher per course from Branch Portal
- All pages of Certificate of Eligibility dated within 6 months of start date
- Purchase order received through Tungsten
- All academic transcripts from prior institutions
Contact us:
For more information about federal student aid and available military benefits please contact us.
Office Hours: Monday to Friday, 8:00 a.m. to 5:00 p.m. PST
Alumni
Aspen University Alumni are eligible to receive a discount off tuition for subsequent programs. To determine whether or not you qualify and to assure you receive your alumni tuition discount, tell your enrolment advisor that you are an alumni of Aspen University and ask them to check for you prior to enrolling.
